City vs city
Houston vs Oak Island, TX
Oak Island currently scores 3 points higher overall than Houston, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Houston: 48/100 · Oak Island: 51/100
Oak Island is 3 points higher.
Flood
Houston: 40/100 · Oak Island: 83/100
Oak Island is 43 points higher.
Houston: FEMA NFHL flood zones: 20 features intersect this tile.
Oak Island: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
Houston: 42/100 · Oak Island: 51/100
Oak Island is 9 points higher.
Houston: Wind exposure derived from ingested design wind / climatology tiles.
Oak Island: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Houston: 71/100 · Oak Island: 60/100
Houston is 11 points higher.
Houston: Lightning exposure derived from ingested climatology tiles.
Oak Island: Lightning exposure derived from ingested climatology tiles.
Tornado
Houston: 50/100 · Oak Island: 35/100
Houston is 15 points higher.
Houston: Tornado risk derived from NOAA SPC historical reports.
Oak Island: Tornado risk derived from NOAA SPC historical reports.
Hail
Houston: 58/100 · Oak Island: 8/100
Houston is 50 points higher.
Houston: Hail risk derived from NOAA SPC historical reports.
Oak Island: Hail risk derived from NOAA SPC historical reports.
Storm surge
Houston: Unavailable · Oak Island: 98/100
A score difference cannot be calculated without both sources.
Houston: Storm surge model is not available for this location yet.
Oak Island: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Houston: 51/100 · Oak Island: 49/100
Houston is 2 points higher.
Houston: Wildfire exposure derived from ingested fire potential tiles.
Oak Island: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Houston: 27/100 · Oak Island: 27/100
No gap.
Houston: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Oak Island: Air quality signal derived from the latest EPA AirNow combined AQI grid.