City vs city
Horseshoe Bay vs Steiner Ranch, TX
Steiner Ranch currently scores 5 points higher overall than Horseshoe Bay, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Horseshoe Bay: 34/100 · Steiner Ranch: 39/100
Steiner Ranch is 5 points higher.
Flood
Horseshoe Bay: 37/100 · Steiner Ranch: 27/100
Horseshoe Bay is 10 points higher.
Horseshoe Bay: FEMA NFHL flood zones: 14 features intersect this tile.
Steiner Ranch: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Horseshoe Bay: 14/100 · Steiner Ranch: 16/100
Steiner Ranch is 2 points higher.
Horseshoe Bay: Wind exposure derived from ingested design wind / climatology tiles.
Steiner Ranch: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Horseshoe Bay: 35/100 · Steiner Ranch: 40/100
Steiner Ranch is 5 points higher.
Horseshoe Bay: Lightning exposure derived from ingested climatology tiles.
Steiner Ranch: Lightning exposure derived from ingested climatology tiles.
Tornado
Horseshoe Bay: 4/100 · Steiner Ranch: 8/100
Steiner Ranch is 4 points higher.
Horseshoe Bay: Tornado risk derived from NOAA SPC historical reports.
Steiner Ranch: Tornado risk derived from NOAA SPC historical reports.
Hail
Horseshoe Bay: 100/100 · Steiner Ranch: 100/100
No gap.
Horseshoe Bay: Hail risk derived from NOAA SPC historical reports.
Steiner Ranch: Hail risk derived from NOAA SPC historical reports.
Storm surge
Horseshoe Bay: Unavailable · Steiner Ranch: Unavailable
A score difference cannot be calculated without both sources.
Horseshoe Bay: Storm surge model is not available for this location yet.
Steiner Ranch: Storm surge model is not available for this location yet.
Wildfire
Horseshoe Bay: 18/100 · Steiner Ranch: 51/100
Steiner Ranch is 33 points higher.
Horseshoe Bay: Wildfire exposure derived from ingested fire potential tiles.
Steiner Ranch: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Horseshoe Bay: 28/100 · Steiner Ranch: 33/100
Steiner Ranch is 5 points higher.
Horseshoe Bay: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Steiner Ranch: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.