City vs city
Helotes vs Live Oak, TX
Helotes currently scores 2 points higher overall than Live Oak, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Helotes: 45/100 · Live Oak: 43/100
Helotes is 2 points higher.
Flood
Helotes: 31/100 · Live Oak: 26/100
Helotes is 5 points higher.
Helotes: FEMA NFHL flood zones: 14 features intersect this tile.
Live Oak: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Helotes: 16/100 · Live Oak: 17/100
Live Oak is 1 points higher.
Helotes: Wind exposure derived from ingested design wind / climatology tiles.
Live Oak: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Helotes: 44/100 · Live Oak: 37/100
Helotes is 7 points higher.
Helotes: Lightning exposure derived from ingested climatology tiles.
Live Oak: Lightning exposure derived from ingested climatology tiles.
Tornado
Helotes: 42/100 · Live Oak: 38/100
Helotes is 4 points higher.
Helotes: Tornado risk derived from NOAA SPC historical reports.
Live Oak: Tornado risk derived from NOAA SPC historical reports.
Hail
Helotes: 100/100 · Live Oak: 100/100
No gap.
Helotes: Hail risk derived from NOAA SPC historical reports.
Live Oak: Hail risk derived from NOAA SPC historical reports.
Storm surge
Helotes: Unavailable · Live Oak: Unavailable
A score difference cannot be calculated without both sources.
Helotes: Storm surge model is not available for this location yet.
Live Oak: Storm surge model is not available for this location yet.
Wildfire
Helotes: 54/100 · Live Oak: 57/100
Live Oak is 3 points higher.
Helotes: Wildfire exposure derived from ingested fire potential tiles.
Live Oak: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Helotes: 26/100 · Live Oak: 28/100
Live Oak is 2 points higher.
Helotes: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Live Oak: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.