City vs city
Heartland vs McAllen, TX
Heartland currently scores 3 points higher overall than McAllen, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Heartland: 45/100 · McAllen: 42/100
Heartland is 3 points higher.
Flood
Heartland: 41/100 · McAllen: Unavailable
A score difference cannot be calculated without both sources.
Heartland: FEMA NFHL flood zones: 7 features intersect this tile.
McAllen: Flood model is not available for this location yet.
Wind
Heartland: 14/100 · McAllen: 36/100
McAllen is 22 points higher.
Heartland: Wind exposure derived from ingested design wind / climatology tiles.
McAllen: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Heartland: 59/100 · McAllen: 35/100
Heartland is 24 points higher.
Heartland: Lightning exposure derived from ingested climatology tiles.
McAllen: Lightning exposure derived from ingested climatology tiles.
Tornado
Heartland: 12/100 · McAllen: 27/100
McAllen is 15 points higher.
Heartland: Tornado risk derived from NOAA SPC historical reports.
McAllen: Tornado risk derived from NOAA SPC historical reports.
Hail
Heartland: 100/100 · McAllen: 100/100
No gap.
Heartland: Hail risk derived from NOAA SPC historical reports.
McAllen: Hail risk derived from NOAA SPC historical reports.
Storm surge
Heartland: Unavailable · McAllen: Unavailable
A score difference cannot be calculated without both sources.
Heartland: Storm surge model is not available for this location yet.
McAllen: Storm surge model is not available for this location yet.
Wildfire
Heartland: 66/100 · McAllen: 70/100
McAllen is 4 points higher.
Heartland: Wildfire exposure derived from ingested fire potential tiles.
McAllen: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Heartland: 26/100 · McAllen: 26/100
No gap.
Heartland: Air quality signal derived from the latest EPA AirNow combined AQI grid.
McAllen: Air quality signal derived from the latest EPA AirNow combined AQI grid.