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Direct answer
Is Hearne, TX safe from lightning?
Hearne has moderate lightning exposure (50/100). It is not extreme, but damaging events can still occur.
City score
50/100
Level: moderate
State average
67/100
Same hazard across TX.
Comparison
Hearne is 17 points below the state average for this hazard.
Why this answer
Lightning exposure derived from ingested climatology tiles.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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