City vs city
Hearne vs Temple, TX
Temple currently scores 8 points higher overall than Hearne, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hearne: 41/100 · Temple: 49/100
Temple is 8 points higher.
Flood
Hearne: 47/100 · Temple: 23/100
Hearne is 24 points higher.
Hearne: FEMA NFHL flood zones: 6 features intersect this tile.
Temple: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Hearne: 18/100 · Temple: 16/100
Hearne is 2 points higher.
Hearne: Wind exposure derived from ingested design wind / climatology tiles.
Temple: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hearne: 50/100 · Temple: 45/100
Hearne is 5 points higher.
Hearne: Lightning exposure derived from ingested climatology tiles.
Temple: Lightning exposure derived from ingested climatology tiles.
Tornado
Hearne: 0/100 · Temple: 77/100
Temple is 77 points higher.
Hearne: Tornado risk derived from NOAA SPC historical reports.
Temple: Tornado risk derived from NOAA SPC historical reports.
Hail
Hearne: 53/100 · Temple: 100/100
Temple is 47 points higher.
Hearne: Hail risk derived from NOAA SPC historical reports.
Temple: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hearne: Unavailable · Temple: Unavailable
A score difference cannot be calculated without both sources.
Hearne: Storm surge model is not available for this location yet.
Temple: Storm surge model is not available for this location yet.
Wildfire
Hearne: 47/100 · Temple: 59/100
Temple is 12 points higher.
Hearne: Wildfire exposure derived from ingested fire potential tiles.
Temple: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hearne: 29/100 · Temple: 26/100
Hearne is 3 points higher.
Hearne: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Temple: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.