City vs city
Harlingen vs Indian Lake, TX
Indian Lake currently scores 9 points higher overall than Harlingen, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Harlingen: 36/100 · Indian Lake: 45/100
Indian Lake is 9 points higher.
Flood
Harlingen: 45/100 · Indian Lake: 39/100
Harlingen is 6 points higher.
Harlingen: FEMA NFHL flood zones: 13 features intersect this tile.
Indian Lake: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Harlingen: 45/100 · Indian Lake: 48/100
Indian Lake is 3 points higher.
Harlingen: Wind exposure derived from ingested design wind / climatology tiles.
Indian Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Harlingen: 35/100 · Indian Lake: 31/100
Harlingen is 4 points higher.
Harlingen: Lightning exposure derived from ingested climatology tiles.
Indian Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
Harlingen: 27/100 · Indian Lake: 19/100
Harlingen is 8 points higher.
Harlingen: Tornado risk derived from NOAA SPC historical reports.
Indian Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
Harlingen: 22/100 · Indian Lake: 35/100
Indian Lake is 13 points higher.
Harlingen: Hail risk derived from NOAA SPC historical reports.
Indian Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
Harlingen: Unavailable · Indian Lake: 99/100
A score difference cannot be calculated without both sources.
Harlingen: Storm surge model is not available for this location yet.
Indian Lake: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Harlingen: 51/100 · Indian Lake: 58/100
Indian Lake is 7 points higher.
Harlingen: Wildfire exposure derived from ingested fire potential tiles.
Indian Lake: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Harlingen: 25/100 · Indian Lake: 27/100
Indian Lake is 2 points higher.
Harlingen: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Indian Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.