City vs city
Graham vs Stephenville, TX
Graham currently scores 3 points higher overall than Stephenville, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Graham: 48/100 · Stephenville: 45/100
Graham is 3 points higher.
Flood
Graham: 30/100 · Stephenville: 34/100
Stephenville is 4 points higher.
Graham: FEMA NFHL flood zones: 6 features intersect this tile.
Stephenville: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Graham: 15/100 · Stephenville: 14/100
Graham is 1 points higher.
Graham: Wind exposure derived from ingested design wind / climatology tiles.
Stephenville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Graham: 59/100 · Stephenville: 54/100
Graham is 5 points higher.
Graham: Lightning exposure derived from ingested climatology tiles.
Stephenville: Lightning exposure derived from ingested climatology tiles.
Tornado
Graham: 50/100 · Stephenville: 19/100
Graham is 31 points higher.
Graham: Tornado risk derived from NOAA SPC historical reports.
Stephenville: Tornado risk derived from NOAA SPC historical reports.
Hail
Graham: 100/100 · Stephenville: 100/100
No gap.
Graham: Hail risk derived from NOAA SPC historical reports.
Stephenville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Graham: Unavailable · Stephenville: Unavailable
A score difference cannot be calculated without both sources.
Graham: Storm surge model is not available for this location yet.
Stephenville: Storm surge model is not available for this location yet.
Wildfire
Graham: 71/100 · Stephenville: 65/100
Graham is 6 points higher.
Graham: Wildfire exposure derived from ingested fire potential tiles.
Stephenville: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Graham: 9/100 · Stephenville: 28/100
Stephenville is 19 points higher.
Graham: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Stephenville: Air quality signal derived from the latest EPA AirNow combined AQI grid.