City vs city
Girard vs Lubbock, TX
Lubbock currently scores 10 points higher overall than Girard, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Girard: 45/100 · Lubbock: 55/100
Lubbock is 10 points higher.
Flood
Girard: Unavailable · Lubbock: 41/100
A score difference cannot be calculated without both sources.
Girard: Flood model is not available for this location yet.
Lubbock: FEMA NFHL flood zones: 16 features intersect this tile.
Wind
Girard: 15/100 · Lubbock: 15/100
No gap.
Girard: Wind exposure derived from ingested design wind / climatology tiles.
Lubbock: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Girard: 55/100 · Lubbock: 51/100
Girard is 4 points higher.
Girard: Lightning exposure derived from ingested climatology tiles.
Lubbock: Lightning exposure derived from ingested climatology tiles.
Tornado
Girard: 0/100 · Lubbock: 100/100
Lubbock is 100 points higher.
Girard: Tornado risk derived from NOAA SPC historical reports.
Lubbock: Tornado risk derived from NOAA SPC historical reports.
Hail
Girard: 100/100 · Lubbock: 100/100
No gap.
Girard: Hail risk derived from NOAA SPC historical reports.
Lubbock: Hail risk derived from NOAA SPC historical reports.
Storm surge
Girard: Unavailable · Lubbock: Unavailable
A score difference cannot be calculated without both sources.
Girard: Storm surge model is not available for this location yet.
Lubbock: Storm surge model is not available for this location yet.
Wildfire
Girard: 54/100 · Lubbock: 57/100
Lubbock is 3 points higher.
Girard: Wildfire exposure derived from ingested fire potential tiles.
Lubbock: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Girard: Unavailable · Lubbock: 23/100
A score difference cannot be calculated without both sources.
Girard: Air quality model is not available for this location yet.
Lubbock: Air quality signal derived from the latest EPA AirNow combined AQI grid.