City vs city
Garner vs Saginaw, TX
Garner currently scores 6 points higher overall than Saginaw, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Garner: 51/100 · Saginaw: 45/100
Garner is 6 points higher.
Flood
Garner: 27/100 · Saginaw: 28/100
Saginaw is 1 points higher.
Garner: FEMA NFHL flood zones: 3 features intersect this tile.
Saginaw: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Garner: 15/100 · Saginaw: 14/100
Garner is 1 points higher.
Garner: Wind exposure derived from ingested design wind / climatology tiles.
Saginaw: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Garner: 52/100 · Saginaw: 54/100
Saginaw is 2 points higher.
Garner: Lightning exposure derived from ingested climatology tiles.
Saginaw: Lightning exposure derived from ingested climatology tiles.
Tornado
Garner: 69/100 · Saginaw: 35/100
Garner is 34 points higher.
Garner: Tornado risk derived from NOAA SPC historical reports.
Saginaw: Tornado risk derived from NOAA SPC historical reports.
Hail
Garner: 92/100 · Saginaw: 100/100
Saginaw is 8 points higher.
Garner: Hail risk derived from NOAA SPC historical reports.
Saginaw: Hail risk derived from NOAA SPC historical reports.
Storm surge
Garner: Unavailable · Saginaw: Unavailable
A score difference cannot be calculated without both sources.
Garner: Storm surge model is not available for this location yet.
Saginaw: Storm surge model is not available for this location yet.
Wildfire
Garner: 75/100 · Saginaw: 57/100
Garner is 18 points higher.
Garner: Wildfire exposure derived from ingested fire potential tiles.
Saginaw: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Garner: 28/100 · Saginaw: 28/100
No gap.
Garner: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Saginaw: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.