City vs city
Garden Ridge vs Live Oak, TX
Live Oak currently scores 13 points higher overall than Garden Ridge, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Garden Ridge: 30/100 · Live Oak: 43/100
Live Oak is 13 points higher.
Flood
Garden Ridge: 36/100 · Live Oak: 26/100
Garden Ridge is 10 points higher.
Garden Ridge: FEMA NFHL flood zones: 12 features intersect this tile.
Live Oak: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Garden Ridge: 17/100 · Live Oak: 17/100
No gap.
Garden Ridge: Wind exposure derived from ingested design wind / climatology tiles.
Live Oak: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Garden Ridge: 39/100 · Live Oak: 37/100
Garden Ridge is 2 points higher.
Garden Ridge: Lightning exposure derived from ingested climatology tiles.
Live Oak: Lightning exposure derived from ingested climatology tiles.
Tornado
Garden Ridge: 19/100 · Live Oak: 38/100
Live Oak is 19 points higher.
Garden Ridge: Tornado risk derived from NOAA SPC historical reports.
Live Oak: Tornado risk derived from NOAA SPC historical reports.
Hail
Garden Ridge: 32/100 · Live Oak: 100/100
Live Oak is 68 points higher.
Garden Ridge: Hail risk derived from NOAA SPC historical reports.
Live Oak: Hail risk derived from NOAA SPC historical reports.
Storm surge
Garden Ridge: Unavailable · Live Oak: Unavailable
A score difference cannot be calculated without both sources.
Garden Ridge: Storm surge model is not available for this location yet.
Live Oak: Storm surge model is not available for this location yet.
Wildfire
Garden Ridge: 41/100 · Live Oak: 57/100
Live Oak is 16 points higher.
Garden Ridge: Wildfire exposure derived from ingested fire potential tiles.
Live Oak: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Garden Ridge: 27/100 · Live Oak: 28/100
Live Oak is 1 points higher.
Garden Ridge: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Live Oak: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.