City vs city
Galveston vs Surfside Beach, TX
Surfside Beach currently scores 6 points higher overall than Galveston, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Galveston: 38/100 · Surfside Beach: 44/100
Surfside Beach is 6 points higher.
Flood
Galveston: 0/100 · Surfside Beach: 69/100
Surfside Beach is 69 points higher.
Galveston: FEMA NFHL flood zones: 25 features intersect this tile.
Surfside Beach: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Galveston: 55/100 · Surfside Beach: 54/100
Galveston is 1 points higher.
Galveston: Wind exposure derived from ingested design wind / climatology tiles.
Surfside Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Galveston: 51/100 · Surfside Beach: 44/100
Galveston is 7 points higher.
Galveston: Lightning exposure derived from ingested climatology tiles.
Surfside Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Galveston: 58/100 · Surfside Beach: 0/100
Galveston is 58 points higher.
Galveston: Tornado risk derived from NOAA SPC historical reports.
Surfside Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Galveston: 17/100 · Surfside Beach: 7/100
Galveston is 10 points higher.
Galveston: Hail risk derived from NOAA SPC historical reports.
Surfside Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Galveston: 97/100 · Surfside Beach: 97/100
No gap.
Galveston: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Surfside Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Galveston: 1/100 · Surfside Beach: 5/100
Surfside Beach is 4 points higher.
Galveston: Wildfire exposure derived from ingested fire potential tiles.
Surfside Beach: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Galveston: 27/100 · Surfside Beach: 29/100
Surfside Beach is 2 points higher.
Galveston: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Surfside Beach: Air quality signal derived from the latest EPA AirNow combined AQI grid.