City vs city
Fair Oaks Ranch vs McAllen, TX
McAllen currently scores 10 points higher overall than Fair Oaks Ranch, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fair Oaks Ranch: 32/100 · McAllen: 42/100
McAllen is 10 points higher.
Flood
Fair Oaks Ranch: 30/100 · McAllen: Unavailable
A score difference cannot be calculated without both sources.
Fair Oaks Ranch: FEMA NFHL flood zones: 14 features intersect this tile.
McAllen: Flood model is not available for this location yet.
Wind
Fair Oaks Ranch: 15/100 · McAllen: 36/100
McAllen is 21 points higher.
Fair Oaks Ranch: Wind exposure derived from ingested design wind / climatology tiles.
McAllen: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fair Oaks Ranch: 45/100 · McAllen: 35/100
Fair Oaks Ranch is 10 points higher.
Fair Oaks Ranch: Lightning exposure derived from ingested climatology tiles.
McAllen: Lightning exposure derived from ingested climatology tiles.
Tornado
Fair Oaks Ranch: 15/100 · McAllen: 27/100
McAllen is 12 points higher.
Fair Oaks Ranch: Tornado risk derived from NOAA SPC historical reports.
McAllen: Tornado risk derived from NOAA SPC historical reports.
Hail
Fair Oaks Ranch: 51/100 · McAllen: 100/100
McAllen is 49 points higher.
Fair Oaks Ranch: Hail risk derived from NOAA SPC historical reports.
McAllen: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fair Oaks Ranch: Unavailable · McAllen: Unavailable
A score difference cannot be calculated without both sources.
Fair Oaks Ranch: Storm surge model is not available for this location yet.
McAllen: Storm surge model is not available for this location yet.
Wildfire
Fair Oaks Ranch: 42/100 · McAllen: 70/100
McAllen is 28 points higher.
Fair Oaks Ranch: Wildfire exposure derived from ingested fire potential tiles.
McAllen: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Fair Oaks Ranch: 27/100 · McAllen: 26/100
Fair Oaks Ranch is 1 points higher.
Fair Oaks Ranch: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
McAllen: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.