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City vs city

Elmo vs Fate, TX

Fate currently scores 15 points higher overall than Elmo, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Elmo: 31/100 · Fate: 46/100

Fate is 15 points higher.

Flood

Elmo: 34/100 · Fate: 32/100

Elmo is 2 points higher.

Elmo: FEMA NFHL flood zones: 2 features intersect this tile.

Fate: FEMA NFHL flood zones: 12 features intersect this tile.

Wind

Elmo: 14/100 · Fate: 14/100

No gap.

Elmo: Wind exposure derived from ingested design wind / climatology tiles.

Fate: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Elmo: 62/100 · Fate: 65/100

Fate is 3 points higher.

Elmo: Lightning exposure derived from ingested climatology tiles.

Fate: Lightning exposure derived from ingested climatology tiles.

Tornado

Elmo: 8/100 · Fate: 19/100

Fate is 11 points higher.

Elmo: Tornado risk derived from NOAA SPC historical reports.

Fate: Tornado risk derived from NOAA SPC historical reports.

Hail

Elmo: 17/100 · Fate: 100/100

Fate is 83 points higher.

Elmo: Hail risk derived from NOAA SPC historical reports.

Fate: Hail risk derived from NOAA SPC historical reports.

Storm surge

Elmo: Unavailable · Fate: Unavailable

A score difference cannot be calculated without both sources.

Elmo: Storm surge model is not available for this location yet.

Fate: Storm surge model is not available for this location yet.

Wildfire

Elmo: 58/100 · Fate: 64/100

Fate is 6 points higher.

Elmo: Wildfire exposure derived from ingested fire potential tiles.

Fate: Wildfire exposure derived from ingested fire potential tiles.

Current air quality

Elmo: 26/100 · Fate: 28/100

Fate is 2 points higher.

Elmo: Air quality signal derived from the latest EPA AirNow combined AQI grid.

Fate: Air quality signal derived from the latest EPA AirNow combined AQI grid.