City vs city
Elm Creek vs Kerrville, TX
Kerrville currently scores 1 points higher overall than Elm Creek, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Elm Creek: 39/100 · Kerrville: 40/100
Kerrville is 1 points higher.
Flood
Elm Creek: 31/100 · Kerrville: 27/100
Elm Creek is 4 points higher.
Elm Creek: FEMA NFHL flood zones: 8 features intersect this tile.
Kerrville: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Elm Creek: 13/100 · Kerrville: 14/100
Kerrville is 1 points higher.
Elm Creek: Wind exposure derived from ingested design wind / climatology tiles.
Kerrville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Elm Creek: 41/100 · Kerrville: 46/100
Kerrville is 5 points higher.
Elm Creek: Lightning exposure derived from ingested climatology tiles.
Kerrville: Lightning exposure derived from ingested climatology tiles.
Tornado
Elm Creek: 0/100 · Kerrville: 12/100
Kerrville is 12 points higher.
Elm Creek: Tornado risk derived from NOAA SPC historical reports.
Kerrville: Tornado risk derived from NOAA SPC historical reports.
Hail
Elm Creek: 100/100 · Kerrville: 100/100
No gap.
Elm Creek: Hail risk derived from NOAA SPC historical reports.
Kerrville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Elm Creek: Unavailable · Kerrville: Unavailable
A score difference cannot be calculated without both sources.
Elm Creek: Storm surge model is not available for this location yet.
Kerrville: Storm surge model is not available for this location yet.
Wildfire
Elm Creek: 25/100 · Kerrville: 53/100
Kerrville is 28 points higher.
Elm Creek: Wildfire exposure derived from ingested fire potential tiles.
Kerrville: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Elm Creek: 23/100 · Kerrville: 27/100
Kerrville is 4 points higher.
Elm Creek: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Kerrville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.