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City vs city

Elgin vs Houston, TX

Houston currently scores 8 points higher overall than Elgin, with the largest gap in wind.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Houston

53/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Elgin: 45/100 · Houston: 53/100

Houston is 8 points higher.

Flood

Elgin: 31/100 · Houston: 39/100

Houston is 8 points higher.

Elgin: FEMA NFHL flood zones: 5 features intersect this tile.

Houston: FEMA NFHL flood zones: 16 features intersect this tile.

Wind

Elgin: 18/100 · Houston: 45/100

Houston is 27 points higher.

Elgin: Wind exposure derived from ingested design wind / climatology tiles.

Houston: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Elgin: 42/100 · Houston: 68/100

Houston is 26 points higher.

Elgin: Lightning exposure derived from ingested climatology tiles.

Houston: Lightning exposure derived from ingested climatology tiles.

Tornado

Elgin: 38/100 · Houston: 42/100

Houston is 4 points higher.

Elgin: Tornado risk derived from NOAA SPC historical reports.

Houston: Tornado risk derived from NOAA SPC historical reports.

Hail

Elgin: 100/100 · Houston: 76/100

Elgin is 24 points higher.

Elgin: Hail risk derived from NOAA SPC historical reports.

Houston: Hail risk derived from NOAA SPC historical reports.

Storm surge

Elgin: Unavailable · Houston: 75/100

A score difference cannot be calculated without both sources.

Elgin: Storm surge model is not available for this location yet.

Houston: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Wildfire

Elgin: 53/100 · Houston: 52/100

Elgin is 1 points higher.

Elgin: Wildfire exposure derived from ingested fire potential tiles.

Houston: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Elgin: 31/100 · Houston: 30/100

Elgin is 1 points higher.

Elgin: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Houston: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.