City vs city
Elgin vs Houston, TX
Houston currently scores 3 points higher overall than Elgin, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Elgin: 45/100 · Houston: 48/100
Houston is 3 points higher.
Flood
Elgin: 31/100 · Houston: 40/100
Houston is 9 points higher.
Elgin: FEMA NFHL flood zones: 5 features intersect this tile.
Houston: FEMA NFHL flood zones: 20 features intersect this tile.
Wind
Elgin: 18/100 · Houston: 42/100
Houston is 24 points higher.
Elgin: Wind exposure derived from ingested design wind / climatology tiles.
Houston: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Elgin: 42/100 · Houston: 71/100
Houston is 29 points higher.
Elgin: Lightning exposure derived from ingested climatology tiles.
Houston: Lightning exposure derived from ingested climatology tiles.
Tornado
Elgin: 38/100 · Houston: 50/100
Houston is 12 points higher.
Elgin: Tornado risk derived from NOAA SPC historical reports.
Houston: Tornado risk derived from NOAA SPC historical reports.
Hail
Elgin: 100/100 · Houston: 58/100
Elgin is 42 points higher.
Elgin: Hail risk derived from NOAA SPC historical reports.
Houston: Hail risk derived from NOAA SPC historical reports.
Storm surge
Elgin: Unavailable · Houston: Unavailable
A score difference cannot be calculated without both sources.
Elgin: Storm surge model is not available for this location yet.
Houston: Storm surge model is not available for this location yet.
Wildfire
Elgin: 53/100 · Houston: 51/100
Elgin is 2 points higher.
Elgin: Wildfire exposure derived from ingested fire potential tiles.
Houston: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Elgin: 31/100 · Houston: 27/100
Elgin is 4 points higher.
Elgin: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Houston: Air quality signal derived from the latest EPA AirNow combined AQI grid.