City vs city
Commerce vs Fate, TX
Fate currently scores 5 points higher overall than Commerce, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Commerce: 41/100 · Fate: 46/100
Fate is 5 points higher.
Flood
Commerce: 40/100 · Fate: 32/100
Commerce is 8 points higher.
Commerce: FEMA NFHL flood zones: 11 features intersect this tile.
Fate: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Commerce: 14/100 · Fate: 14/100
No gap.
Commerce: Wind exposure derived from ingested design wind / climatology tiles.
Fate: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Commerce: 70/100 · Fate: 65/100
Commerce is 5 points higher.
Commerce: Lightning exposure derived from ingested climatology tiles.
Fate: Lightning exposure derived from ingested climatology tiles.
Tornado
Commerce: 19/100 · Fate: 19/100
No gap.
Commerce: Tornado risk derived from NOAA SPC historical reports.
Fate: Tornado risk derived from NOAA SPC historical reports.
Hail
Commerce: 67/100 · Fate: 100/100
Fate is 33 points higher.
Commerce: Hail risk derived from NOAA SPC historical reports.
Fate: Hail risk derived from NOAA SPC historical reports.
Storm surge
Commerce: Unavailable · Fate: Unavailable
A score difference cannot be calculated without both sources.
Commerce: Storm surge model is not available for this location yet.
Fate: Storm surge model is not available for this location yet.
Wildfire
Commerce: 53/100 · Fate: 64/100
Fate is 11 points higher.
Commerce: Wildfire exposure derived from ingested fire potential tiles.
Fate: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Commerce: 27/100 · Fate: 28/100
Fate is 1 points higher.
Commerce: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Fate: Air quality signal derived from the latest EPA AirNow combined AQI grid.