City vs city
Cloverleaf vs Highlands, TX
Cloverleaf currently scores 2 points higher overall than Highlands, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cloverleaf: 57/100 · Highlands: 55/100
Cloverleaf is 2 points higher.
Flood
Cloverleaf: 42/100 · Highlands: 51/100
Highlands is 9 points higher.
Cloverleaf: FEMA NFHL flood zones: 21 features intersect this tile.
Highlands: FEMA NFHL flood zones: 14 features intersect this tile.
Wind
Cloverleaf: 44/100 · Highlands: 43/100
Cloverleaf is 1 points higher.
Cloverleaf: Wind exposure derived from ingested design wind / climatology tiles.
Highlands: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cloverleaf: 71/100 · Highlands: 74/100
Highlands is 3 points higher.
Cloverleaf: Lightning exposure derived from ingested climatology tiles.
Highlands: Lightning exposure derived from ingested climatology tiles.
Tornado
Cloverleaf: 88/100 · Highlands: 73/100
Cloverleaf is 15 points higher.
Cloverleaf: Tornado risk derived from NOAA SPC historical reports.
Highlands: Tornado risk derived from NOAA SPC historical reports.
Hail
Cloverleaf: 50/100 · Highlands: 19/100
Cloverleaf is 31 points higher.
Cloverleaf: Hail risk derived from NOAA SPC historical reports.
Highlands: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cloverleaf: 84/100 · Highlands: 98/100
Highlands is 14 points higher.
Cloverleaf: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Highlands: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Cloverleaf: 45/100 · Highlands: 52/100
Highlands is 7 points higher.
Cloverleaf: Wildfire exposure derived from ingested fire potential tiles.
Highlands: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Cloverleaf: 31/100 · Highlands: 32/100
Highlands is 1 points higher.
Cloverleaf: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Highlands: Air quality signal derived from the latest EPA AirNow combined AQI grid.