City vs city
Charlotte vs Universal City, TX
Universal City currently scores 12 points higher overall than Charlotte, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlotte: 31/100 · Universal City: 43/100
Universal City is 12 points higher.
Flood
Charlotte: 25/100 · Universal City: 26/100
Universal City is 1 points higher.
Charlotte: FEMA NFHL flood zones: 6 features intersect this tile.
Universal City: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Charlotte: 17/100 · Universal City: 17/100
No gap.
Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Universal City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlotte: 44/100 · Universal City: 37/100
Charlotte is 7 points higher.
Charlotte: Lightning exposure derived from ingested climatology tiles.
Universal City: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlotte: 0/100 · Universal City: 38/100
Universal City is 38 points higher.
Charlotte: Tornado risk derived from NOAA SPC historical reports.
Universal City: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlotte: 14/100 · Universal City: 100/100
Universal City is 86 points higher.
Charlotte: Hail risk derived from NOAA SPC historical reports.
Universal City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlotte: Unavailable · Universal City: Unavailable
A score difference cannot be calculated without both sources.
Charlotte: Storm surge model is not available for this location yet.
Universal City: Storm surge model is not available for this location yet.
Wildfire
Charlotte: 60/100 · Universal City: 57/100
Charlotte is 3 points higher.
Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Universal City: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Charlotte: 28/100 · Universal City: 28/100
No gap.
Charlotte: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Universal City: Air quality signal derived from the latest EPA AirNow combined AQI grid.