City vs city
Charlotte vs McAllen, TX
McAllen currently scores 11 points higher overall than Charlotte, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlotte: 31/100 · McAllen: 42/100
McAllen is 11 points higher.
Flood
Charlotte: 25/100 · McAllen: Unavailable
A score difference cannot be calculated without both sources.
Charlotte: FEMA NFHL flood zones: 6 features intersect this tile.
McAllen: Flood model is not available for this location yet.
Wind
Charlotte: 17/100 · McAllen: 36/100
McAllen is 19 points higher.
Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
McAllen: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlotte: 44/100 · McAllen: 35/100
Charlotte is 9 points higher.
Charlotte: Lightning exposure derived from ingested climatology tiles.
McAllen: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlotte: 0/100 · McAllen: 27/100
McAllen is 27 points higher.
Charlotte: Tornado risk derived from NOAA SPC historical reports.
McAllen: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlotte: 14/100 · McAllen: 100/100
McAllen is 86 points higher.
Charlotte: Hail risk derived from NOAA SPC historical reports.
McAllen: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlotte: Unavailable · McAllen: Unavailable
A score difference cannot be calculated without both sources.
Charlotte: Storm surge model is not available for this location yet.
McAllen: Storm surge model is not available for this location yet.
Wildfire
Charlotte: 60/100 · McAllen: 70/100
McAllen is 10 points higher.
Charlotte: Wildfire exposure derived from ingested fire potential tiles.
McAllen: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Charlotte: 28/100 · McAllen: 26/100
Charlotte is 2 points higher.
Charlotte: Air quality signal derived from the latest EPA AirNow combined AQI grid.
McAllen: Air quality signal derived from the latest EPA AirNow combined AQI grid.