City vs city
Breckenridge vs Stephenville, TX
Stephenville currently scores 6 points higher overall than Breckenridge, with the largest gap in ingested air quality.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Breckenridge: 39/100 · Stephenville: 45/100
Stephenville is 6 points higher.
Flood
Breckenridge: Unavailable · Stephenville: 34/100
A score difference cannot be calculated without both sources.
Breckenridge: Flood model is not available for this location yet.
Stephenville: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Breckenridge: 15/100 · Stephenville: 14/100
Breckenridge is 1 points higher.
Breckenridge: Wind exposure derived from ingested design wind / climatology tiles.
Stephenville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Breckenridge: 55/100 · Stephenville: 54/100
Breckenridge is 1 points higher.
Breckenridge: Lightning exposure derived from ingested climatology tiles.
Stephenville: Lightning exposure derived from ingested climatology tiles.
Tornado
Breckenridge: 31/100 · Stephenville: 19/100
Breckenridge is 12 points higher.
Breckenridge: Tornado risk derived from NOAA SPC historical reports.
Stephenville: Tornado risk derived from NOAA SPC historical reports.
Hail
Breckenridge: 100/100 · Stephenville: 100/100
No gap.
Breckenridge: Hail risk derived from NOAA SPC historical reports.
Stephenville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Breckenridge: Unavailable · Stephenville: Unavailable
A score difference cannot be calculated without both sources.
Breckenridge: Storm surge model is not available for this location yet.
Stephenville: Storm surge model is not available for this location yet.
Wildfire
Breckenridge: 63/100 · Stephenville: 65/100
Stephenville is 2 points higher.
Breckenridge: Wildfire exposure derived from ingested fire potential tiles.
Stephenville: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Breckenridge: 9/100 · Stephenville: 28/100
Stephenville is 19 points higher.
Breckenridge: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Stephenville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.