City vs city
Bluff Dale vs Stephenville, TX
Stephenville currently scores 7 points higher overall than Bluff Dale, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bluff Dale: 38/100 · Stephenville: 45/100
Stephenville is 7 points higher.
Flood
Bluff Dale: 28/100 · Stephenville: 34/100
Stephenville is 6 points higher.
Bluff Dale: FEMA NFHL flood zones: 6 features intersect this tile.
Stephenville: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Bluff Dale: 14/100 · Stephenville: 14/100
No gap.
Bluff Dale: Wind exposure derived from ingested design wind / climatology tiles.
Stephenville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bluff Dale: 53/100 · Stephenville: 54/100
Stephenville is 1 points higher.
Bluff Dale: Lightning exposure derived from ingested climatology tiles.
Stephenville: Lightning exposure derived from ingested climatology tiles.
Tornado
Bluff Dale: 15/100 · Stephenville: 19/100
Stephenville is 4 points higher.
Bluff Dale: Tornado risk derived from NOAA SPC historical reports.
Stephenville: Tornado risk derived from NOAA SPC historical reports.
Hail
Bluff Dale: 64/100 · Stephenville: 100/100
Stephenville is 36 points higher.
Bluff Dale: Hail risk derived from NOAA SPC historical reports.
Stephenville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bluff Dale: Unavailable · Stephenville: Unavailable
A score difference cannot be calculated without both sources.
Bluff Dale: Storm surge model is not available for this location yet.
Stephenville: Storm surge model is not available for this location yet.
Wildfire
Bluff Dale: 62/100 · Stephenville: 65/100
Stephenville is 3 points higher.
Bluff Dale: Wildfire exposure derived from ingested fire potential tiles.
Stephenville: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bluff Dale: 28/100 · Stephenville: 28/100
No gap.
Bluff Dale: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Stephenville: Air quality signal derived from the latest EPA AirNow combined AQI grid.