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City vs city

Baytown vs Oak Island, TX

Oak Island currently scores 3 points higher overall than Baytown, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Baytown

48/100

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Oak Island

51/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Baytown: 48/100 · Oak Island: 51/100

Oak Island is 3 points higher.

Flood

Baytown: 40/100 · Oak Island: 83/100

Oak Island is 43 points higher.

Baytown: FEMA NFHL flood zones: 15 features intersect this tile.

Oak Island: FEMA NFHL flood zones: 17 features intersect this tile.

Wind

Baytown: 46/100 · Oak Island: 51/100

Oak Island is 5 points higher.

Baytown: Wind exposure derived from ingested design wind / climatology tiles.

Oak Island: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Baytown: 69/100 · Oak Island: 60/100

Baytown is 9 points higher.

Baytown: Lightning exposure derived from ingested climatology tiles.

Oak Island: Lightning exposure derived from ingested climatology tiles.

Tornado

Baytown: 58/100 · Oak Island: 35/100

Baytown is 23 points higher.

Baytown: Tornado risk derived from NOAA SPC historical reports.

Oak Island: Tornado risk derived from NOAA SPC historical reports.

Hail

Baytown: 10/100 · Oak Island: 8/100

Baytown is 2 points higher.

Baytown: Hail risk derived from NOAA SPC historical reports.

Oak Island: Hail risk derived from NOAA SPC historical reports.

Storm surge

Baytown: 99/100 · Oak Island: 98/100

Baytown is 1 points higher.

Baytown: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Oak Island: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Wildfire

Baytown: 34/100 · Oak Island: 49/100

Oak Island is 15 points higher.

Baytown: Wildfire exposure derived from ingested fire potential tiles.

Oak Island: Wildfire exposure derived from ingested fire potential tiles.

Current air quality

Baytown: 28/100 · Oak Island: 27/100

Baytown is 1 points higher.

Baytown: Air quality signal derived from the latest EPA AirNow combined AQI grid.

Oak Island: Air quality signal derived from the latest EPA AirNow combined AQI grid.