City vs city
Albany vs Stephenville, TX
Stephenville currently scores 7 points higher overall than Albany, with the largest gap in ingested air quality.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Albany: 38/100 · Stephenville: 45/100
Stephenville is 7 points higher.
Flood
Albany: Unavailable · Stephenville: 34/100
A score difference cannot be calculated without both sources.
Albany: Flood model is not available for this location yet.
Stephenville: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Albany: 15/100 · Stephenville: 14/100
Albany is 1 points higher.
Albany: Wind exposure derived from ingested design wind / climatology tiles.
Stephenville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Albany: 57/100 · Stephenville: 54/100
Albany is 3 points higher.
Albany: Lightning exposure derived from ingested climatology tiles.
Stephenville: Lightning exposure derived from ingested climatology tiles.
Tornado
Albany: 19/100 · Stephenville: 19/100
No gap.
Albany: Tornado risk derived from NOAA SPC historical reports.
Stephenville: Tornado risk derived from NOAA SPC historical reports.
Hail
Albany: 100/100 · Stephenville: 100/100
No gap.
Albany: Hail risk derived from NOAA SPC historical reports.
Stephenville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Albany: Unavailable · Stephenville: Unavailable
A score difference cannot be calculated without both sources.
Albany: Storm surge model is not available for this location yet.
Stephenville: Storm surge model is not available for this location yet.
Wildfire
Albany: 68/100 · Stephenville: 65/100
Albany is 3 points higher.
Albany: Wildfire exposure derived from ingested fire potential tiles.
Stephenville: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Albany: 9/100 · Stephenville: 28/100
Stephenville is 19 points higher.
Albany: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Stephenville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.