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Direct answer
Is Smithville, TN safe from hail?
Smithville has elevated hail exposure. Risk is meaningful at 61/100, so planning and coverage checks are recommended.
City score
61/100
Level: elevated
P85-based state reference
90/100
Same hazard across TN.
Comparison
Smithville is 29 points below the state reference for this hazard.
Why this answer
Hail risk derived from NOAA SPC historical reports.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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