City vs city
Oakland vs Somerville, TN
Somerville currently scores 3 points higher overall than Oakland, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Oakland: 39/100 · Somerville: 42/100
Somerville is 3 points higher.
Flood
Oakland: 42/100 · Somerville: 42/100
No gap.
Oakland: FEMA NFHL flood zones: 4 features intersect this tile.
Somerville: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Oakland: 14/100 · Somerville: 14/100
No gap.
Oakland: Wind exposure derived from ingested design wind / climatology tiles.
Somerville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Oakland: 62/100 · Somerville: 63/100
Somerville is 1 points higher.
Oakland: Lightning exposure derived from ingested climatology tiles.
Somerville: Lightning exposure derived from ingested climatology tiles.
Tornado
Oakland: 8/100 · Somerville: 0/100
Oakland is 8 points higher.
Oakland: Tornado risk derived from NOAA SPC historical reports.
Somerville: Tornado risk derived from NOAA SPC historical reports.
Hail
Oakland: 92/100 · Somerville: 55/100
Oakland is 37 points higher.
Oakland: Hail risk derived from NOAA SPC historical reports.
Somerville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Oakland: Unavailable · Somerville: Unavailable
A score difference cannot be calculated without both sources.
Oakland: Storm surge model is not available for this location yet.
Somerville: Storm surge model is not available for this location yet.
Wildfire
Oakland: 32/100 · Somerville: 53/100
Somerville is 21 points higher.
Oakland: Wildfire exposure derived from ingested fire potential tiles.
Somerville: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Oakland: 26/100 · Somerville: 26/100
No gap.
Oakland: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Somerville: Air quality signal derived from the latest EPA AirNow combined AQI grid.