City vs city
Mount Carmel vs Surgoinsville, TN
Surgoinsville currently scores 4 points higher overall than Mount Carmel, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Mount Carmel: 24/100 · Surgoinsville: 28/100
Surgoinsville is 4 points higher.
Flood
Mount Carmel: 0/100 · Surgoinsville: 42/100
Surgoinsville is 42 points higher.
Mount Carmel: FEMA NFHL flood zones: 0 features intersect this tile.
Surgoinsville: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Mount Carmel: 14/100 · Surgoinsville: 14/100
No gap.
Mount Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Surgoinsville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Mount Carmel: 31/100 · Surgoinsville: 32/100
Surgoinsville is 1 points higher.
Mount Carmel: Lightning exposure derived from ingested climatology tiles.
Surgoinsville: Lightning exposure derived from ingested climatology tiles.
Tornado
Mount Carmel: 8/100 · Surgoinsville: 15/100
Surgoinsville is 7 points higher.
Mount Carmel: Tornado risk derived from NOAA SPC historical reports.
Surgoinsville: Tornado risk derived from NOAA SPC historical reports.
Hail
Mount Carmel: 28/100 · Surgoinsville: 13/100
Mount Carmel is 15 points higher.
Mount Carmel: Hail risk derived from NOAA SPC historical reports.
Surgoinsville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Mount Carmel: Unavailable · Surgoinsville: Unavailable
A score difference cannot be calculated without both sources.
Mount Carmel: Storm surge model is not available for this location yet.
Surgoinsville: Storm surge model is not available for this location yet.
Wildfire
Mount Carmel: 52/100 · Surgoinsville: 44/100
Mount Carmel is 8 points higher.
Mount Carmel: Wildfire exposure derived from ingested fire potential tiles.
Surgoinsville: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Mount Carmel: 35/100 · Surgoinsville: 35/100
No gap.
Mount Carmel: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Surgoinsville: Air quality signal derived from the latest EPA AirNow combined AQI grid.