City vs city
Guild vs Loretto, TN
Loretto currently scores 5 points higher overall than Guild, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Guild: 38/100 · Loretto: 43/100
Loretto is 5 points higher.
Flood
Guild: 44/100 · Loretto: 28/100
Guild is 16 points higher.
Guild: FEMA NFHL flood zones: 8 features intersect this tile.
Loretto: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Guild: 14/100 · Loretto: 14/100
No gap.
Guild: Wind exposure derived from ingested design wind / climatology tiles.
Loretto: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Guild: 52/100 · Loretto: 64/100
Loretto is 12 points higher.
Guild: Lightning exposure derived from ingested climatology tiles.
Loretto: Lightning exposure derived from ingested climatology tiles.
Tornado
Guild: 38/100 · Loretto: 62/100
Loretto is 24 points higher.
Guild: Tornado risk derived from NOAA SPC historical reports.
Loretto: Tornado risk derived from NOAA SPC historical reports.
Hail
Guild: 12/100 · Loretto: 60/100
Loretto is 48 points higher.
Guild: Hail risk derived from NOAA SPC historical reports.
Loretto: Hail risk derived from NOAA SPC historical reports.
Storm surge
Guild: Unavailable · Loretto: Unavailable
A score difference cannot be calculated without both sources.
Guild: Storm surge model is not available for this location yet.
Loretto: Storm surge model is not available for this location yet.
Wildfire
Guild: 70/100 · Loretto: 43/100
Guild is 27 points higher.
Guild: Wildfire exposure derived from ingested fire potential tiles.
Loretto: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Guild: 36/100 · Loretto: 28/100
Guild is 8 points higher.
Guild: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Loretto: Air quality signal derived from the latest EPA AirNow combined AQI grid.