City vs city
Gallatin vs Lafayette, TN
Lafayette currently scores 6 points higher overall than Gallatin, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Gallatin: 32/100 · Lafayette: 38/100
Lafayette is 6 points higher.
Flood
Gallatin: 33/100 · Lafayette: 30/100
Gallatin is 3 points higher.
Gallatin: FEMA NFHL flood zones: 5 features intersect this tile.
Lafayette: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Gallatin: 14/100 · Lafayette: 14/100
No gap.
Gallatin: Wind exposure derived from ingested design wind / climatology tiles.
Lafayette: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Gallatin: 48/100 · Lafayette: 50/100
Lafayette is 2 points higher.
Gallatin: Lightning exposure derived from ingested climatology tiles.
Lafayette: Lightning exposure derived from ingested climatology tiles.
Tornado
Gallatin: 31/100 · Lafayette: 31/100
No gap.
Gallatin: Tornado risk derived from NOAA SPC historical reports.
Lafayette: Tornado risk derived from NOAA SPC historical reports.
Hail
Gallatin: 27/100 · Lafayette: 63/100
Lafayette is 36 points higher.
Gallatin: Hail risk derived from NOAA SPC historical reports.
Lafayette: Hail risk derived from NOAA SPC historical reports.
Storm surge
Gallatin: Unavailable · Lafayette: Unavailable
A score difference cannot be calculated without both sources.
Gallatin: Storm surge model is not available for this location yet.
Lafayette: Storm surge model is not available for this location yet.
Wildfire
Gallatin: 35/100 · Lafayette: 41/100
Lafayette is 6 points higher.
Gallatin: Wildfire exposure derived from ingested fire potential tiles.
Lafayette: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Gallatin: 37/100 · Lafayette: 34/100
Gallatin is 3 points higher.
Gallatin: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Lafayette: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.