City vs city
Chattanooga vs Morris Chapel, TN
Morris Chapel currently scores 4 points higher overall than Chattanooga, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Chattanooga: 46/100 · Morris Chapel: 50/100
Morris Chapel is 4 points higher.
Flood
Chattanooga: 11/100 · Morris Chapel: 94/100
Morris Chapel is 83 points higher.
Chattanooga: FEMA NFHL flood zones: 4 features intersect this tile.
Morris Chapel: FEMA NFHL flood zones: 26 features intersect this tile.
Wind
Chattanooga: 14/100 · Morris Chapel: 14/100
No gap.
Chattanooga: Wind exposure derived from ingested design wind / climatology tiles.
Morris Chapel: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Chattanooga: 54/100 · Morris Chapel: 63/100
Morris Chapel is 9 points higher.
Chattanooga: Lightning exposure derived from ingested climatology tiles.
Morris Chapel: Lightning exposure derived from ingested climatology tiles.
Tornado
Chattanooga: 42/100 · Morris Chapel: 0/100
Chattanooga is 42 points higher.
Chattanooga: Tornado risk derived from NOAA SPC historical reports.
Morris Chapel: Tornado risk derived from NOAA SPC historical reports.
Hail
Chattanooga: 100/100 · Morris Chapel: 40/100
Chattanooga is 60 points higher.
Chattanooga: Hail risk derived from NOAA SPC historical reports.
Morris Chapel: Hail risk derived from NOAA SPC historical reports.
Storm surge
Chattanooga: Unavailable · Morris Chapel: Unavailable
A score difference cannot be calculated without both sources.
Chattanooga: Storm surge model is not available for this location yet.
Morris Chapel: Storm surge model is not available for this location yet.
Wildfire
Chattanooga: 65/100 · Morris Chapel: 61/100
Chattanooga is 4 points higher.
Chattanooga: Wildfire exposure derived from ingested fire potential tiles.
Morris Chapel: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Chattanooga: 36/100 · Morris Chapel: 27/100
Chattanooga is 9 points higher.
Chattanooga: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Morris Chapel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.