City vs city
Chattanooga vs Lone Oak, TN
Chattanooga currently scores 13 points higher overall than Lone Oak, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Chattanooga: 49/100 · Lone Oak: 36/100
Chattanooga is 13 points higher.
Flood
Chattanooga: 45/100 · Lone Oak: 26/100
Chattanooga is 19 points higher.
Chattanooga: FEMA NFHL flood zones: 15 features intersect this tile.
Lone Oak: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Chattanooga: 14/100 · Lone Oak: 14/100
No gap.
Chattanooga: Wind exposure derived from ingested design wind / climatology tiles.
Lone Oak: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Chattanooga: 52/100 · Lone Oak: 48/100
Chattanooga is 4 points higher.
Chattanooga: Lightning exposure derived from ingested climatology tiles.
Lone Oak: Lightning exposure derived from ingested climatology tiles.
Tornado
Chattanooga: 27/100 · Lone Oak: 0/100
Chattanooga is 27 points higher.
Chattanooga: Tornado risk derived from NOAA SPC historical reports.
Lone Oak: Tornado risk derived from NOAA SPC historical reports.
Hail
Chattanooga: 100/100 · Lone Oak: 21/100
Chattanooga is 79 points higher.
Chattanooga: Hail risk derived from NOAA SPC historical reports.
Lone Oak: Hail risk derived from NOAA SPC historical reports.
Storm surge
Chattanooga: Unavailable · Lone Oak: Unavailable
A score difference cannot be calculated without both sources.
Chattanooga: Storm surge model is not available for this location yet.
Lone Oak: Storm surge model is not available for this location yet.
Wildfire
Chattanooga: 71/100 · Lone Oak: 70/100
Chattanooga is 1 points higher.
Chattanooga: Wildfire exposure derived from ingested fire potential tiles.
Lone Oak: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Chattanooga: 36/100 · Lone Oak: 36/100
No gap.
Chattanooga: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Lone Oak: Air quality signal derived from the latest EPA AirNow combined AQI grid.