City vs city
Chattanooga vs Humboldt, TN
Humboldt currently scores 2 points higher overall than Chattanooga, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Chattanooga: 49/100 · Humboldt: 51/100
Humboldt is 2 points higher.
Flood
Chattanooga: 45/100 · Humboldt: 87/100
Humboldt is 42 points higher.
Chattanooga: FEMA NFHL flood zones: 15 features intersect this tile.
Humboldt: FEMA NFHL flood zones: 30 features intersect this tile.
Wind
Chattanooga: 14/100 · Humboldt: 14/100
No gap.
Chattanooga: Wind exposure derived from ingested design wind / climatology tiles.
Humboldt: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Chattanooga: 52/100 · Humboldt: 63/100
Humboldt is 11 points higher.
Chattanooga: Lightning exposure derived from ingested climatology tiles.
Humboldt: Lightning exposure derived from ingested climatology tiles.
Tornado
Chattanooga: 27/100 · Humboldt: 58/100
Humboldt is 31 points higher.
Chattanooga: Tornado risk derived from NOAA SPC historical reports.
Humboldt: Tornado risk derived from NOAA SPC historical reports.
Hail
Chattanooga: 100/100 · Humboldt: 61/100
Chattanooga is 39 points higher.
Chattanooga: Hail risk derived from NOAA SPC historical reports.
Humboldt: Hail risk derived from NOAA SPC historical reports.
Storm surge
Chattanooga: Unavailable · Humboldt: Unavailable
A score difference cannot be calculated without both sources.
Chattanooga: Storm surge model is not available for this location yet.
Humboldt: Storm surge model is not available for this location yet.
Wildfire
Chattanooga: 71/100 · Humboldt: 44/100
Chattanooga is 27 points higher.
Chattanooga: Wildfire exposure derived from ingested fire potential tiles.
Humboldt: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Chattanooga: 36/100 · Humboldt: 27/100
Chattanooga is 9 points higher.
Chattanooga: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Humboldt: Air quality signal derived from the latest EPA AirNow combined AQI grid.