City vs city
Charlotte vs Pegram, TN
Charlotte currently scores 6 points higher overall than Pegram, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlotte: 34/100 · Pegram: 28/100
Charlotte is 6 points higher.
Flood
Charlotte: 26/100 · Pegram: 26/100
No gap.
Charlotte: FEMA NFHL flood zones: 2 features intersect this tile.
Pegram: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Charlotte: 14/100 · Pegram: 14/100
No gap.
Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Pegram: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlotte: 61/100 · Pegram: 55/100
Charlotte is 6 points higher.
Charlotte: Lightning exposure derived from ingested climatology tiles.
Pegram: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlotte: 15/100 · Pegram: 0/100
Charlotte is 15 points higher.
Charlotte: Tornado risk derived from NOAA SPC historical reports.
Pegram: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlotte: 47/100 · Pegram: 17/100
Charlotte is 30 points higher.
Charlotte: Hail risk derived from NOAA SPC historical reports.
Pegram: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlotte: Unavailable · Pegram: Unavailable
A score difference cannot be calculated without both sources.
Charlotte: Storm surge model is not available for this location yet.
Pegram: Storm surge model is not available for this location yet.
Wildfire
Charlotte: 43/100 · Pegram: 24/100
Charlotte is 19 points higher.
Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Pegram: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Charlotte: 31/100 · Pegram: 31/100
No gap.
Charlotte: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Pegram: Air quality signal derived from the latest EPA AirNow combined AQI grid.