City vs city
Chapel Hill vs Chattanooga, TN
Chattanooga currently scores 13 points higher overall than Chapel Hill, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Chapel Hill: 36/100 · Chattanooga: 49/100
Chattanooga is 13 points higher.
Flood
Chapel Hill: 52/100 · Chattanooga: 45/100
Chapel Hill is 7 points higher.
Chapel Hill: FEMA NFHL flood zones: 9 features intersect this tile.
Chattanooga: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Chapel Hill: 14/100 · Chattanooga: 14/100
No gap.
Chapel Hill: Wind exposure derived from ingested design wind / climatology tiles.
Chattanooga: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Chapel Hill: 56/100 · Chattanooga: 52/100
Chapel Hill is 4 points higher.
Chapel Hill: Lightning exposure derived from ingested climatology tiles.
Chattanooga: Lightning exposure derived from ingested climatology tiles.
Tornado
Chapel Hill: 15/100 · Chattanooga: 27/100
Chattanooga is 12 points higher.
Chapel Hill: Tornado risk derived from NOAA SPC historical reports.
Chattanooga: Tornado risk derived from NOAA SPC historical reports.
Hail
Chapel Hill: 47/100 · Chattanooga: 100/100
Chattanooga is 53 points higher.
Chapel Hill: Hail risk derived from NOAA SPC historical reports.
Chattanooga: Hail risk derived from NOAA SPC historical reports.
Storm surge
Chapel Hill: Unavailable · Chattanooga: Unavailable
A score difference cannot be calculated without both sources.
Chapel Hill: Storm surge model is not available for this location yet.
Chattanooga: Storm surge model is not available for this location yet.
Wildfire
Chapel Hill: 43/100 · Chattanooga: 71/100
Chattanooga is 28 points higher.
Chapel Hill: Wildfire exposure derived from ingested fire potential tiles.
Chattanooga: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Chapel Hill: 28/100 · Chattanooga: 36/100
Chattanooga is 8 points higher.
Chapel Hill: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Chattanooga: Air quality signal derived from the latest EPA AirNow combined AQI grid.