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Direct answer
Is Lake Madison, SD safe from lightning?
Lake Madison has elevated lightning exposure. Risk is meaningful at 68/100, so planning and coverage checks are recommended.
City score
68/100
Level: elevated
State average
51/100
Same hazard across SD.
Comparison
Lake Madison is 17 points above the state average for this hazard.
Why this answer
Lightning exposure derived from ingested climatology tiles.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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