City vs city
Humboldt vs Montrose, SD
Humboldt currently scores 6 points higher overall than Montrose, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Humboldt: 40/100 · Montrose: 34/100
Humboldt is 6 points higher.
Flood
Humboldt: 52/100 · Montrose: 47/100
Humboldt is 5 points higher.
Humboldt: FEMA NFHL flood zones: 5 features intersect this tile.
Montrose: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Humboldt: 20/100 · Montrose: 20/100
No gap.
Humboldt: Wind exposure derived from ingested design wind / climatology tiles.
Montrose: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Humboldt: 51/100 · Montrose: 52/100
Montrose is 1 points higher.
Humboldt: Lightning exposure derived from ingested climatology tiles.
Montrose: Lightning exposure derived from ingested climatology tiles.
Tornado
Humboldt: 23/100 · Montrose: 15/100
Humboldt is 8 points higher.
Humboldt: Tornado risk derived from NOAA SPC historical reports.
Montrose: Tornado risk derived from NOAA SPC historical reports.
Hail
Humboldt: 63/100 · Montrose: 32/100
Humboldt is 31 points higher.
Humboldt: Hail risk derived from NOAA SPC historical reports.
Montrose: Hail risk derived from NOAA SPC historical reports.
Storm surge
Humboldt: Unavailable · Montrose: Unavailable
A score difference cannot be calculated without both sources.
Humboldt: Storm surge model is not available for this location yet.
Montrose: Storm surge model is not available for this location yet.
Wildfire
Humboldt: 48/100 · Montrose: 49/100
Montrose is 1 points higher.
Humboldt: Wildfire exposure derived from ingested fire potential tiles.
Montrose: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Humboldt: 21/100 · Montrose: 21/100
No gap.
Humboldt: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Montrose: Air quality signal derived from the latest EPA AirNow combined AQI grid.