Direct answer

Is Freeman, SD safe from flooding?

Freeman has elevated flooding exposure. Risk is meaningful at 64/100, so planning and coverage checks are recommended.

City score

64/100

Level: elevated

State average

70/100

Same hazard across SD.

Comparison

Freeman is close to the state average for this hazard (64 vs 70).

Why this answer

FEMA NFHL flood zones: 16 features intersect this tile.

This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.

Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.

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