City vs city
Farmer vs Watertown, SD
Watertown currently scores 7 points higher overall than Farmer, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Farmer: 43/100 · Watertown: 50/100
Watertown is 7 points higher.
Flood
Farmer: 75/100 · Watertown: 79/100
Watertown is 4 points higher.
Farmer: FEMA NFHL flood zones: 22 features intersect this tile.
Watertown: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Farmer: 21/100 · Watertown: 20/100
Farmer is 1 points higher.
Farmer: Wind exposure derived from ingested design wind / climatology tiles.
Watertown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Farmer: 58/100 · Watertown: 42/100
Farmer is 16 points higher.
Farmer: Lightning exposure derived from ingested climatology tiles.
Watertown: Lightning exposure derived from ingested climatology tiles.
Tornado
Farmer: 54/100 · Watertown: 0/100
Farmer is 54 points higher.
Farmer: Tornado risk derived from NOAA SPC historical reports.
Watertown: Tornado risk derived from NOAA SPC historical reports.
Hail
Farmer: 35/100 · Watertown: 100/100
Watertown is 65 points higher.
Farmer: Hail risk derived from NOAA SPC historical reports.
Watertown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Farmer: Unavailable · Watertown: Unavailable
A score difference cannot be calculated without both sources.
Farmer: Storm surge model is not available for this location yet.
Watertown: Storm surge model is not available for this location yet.
Wildfire
Farmer: 45/100 · Watertown: 38/100
Farmer is 7 points higher.
Farmer: Wildfire exposure derived from ingested fire potential tiles.
Watertown: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Farmer: 11/100 · Watertown: 21/100
Watertown is 10 points higher.
Farmer: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Watertown: Air quality signal derived from the latest EPA AirNow combined AQI grid.