City vs city
De Smet vs Pearl Creek Colony, SD
De Smet currently scores 9 points higher overall than Pearl Creek Colony, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
De Smet: 43/100 · Pearl Creek Colony: 34/100
De Smet is 9 points higher.
Flood
De Smet: 71/100 · Pearl Creek Colony: 83/100
Pearl Creek Colony is 12 points higher.
De Smet: FEMA NFHL flood zones: 8 features intersect this tile.
Pearl Creek Colony: FEMA NFHL flood zones: 17 features intersect this tile.
Wind
De Smet: 21/100 · Pearl Creek Colony: 21/100
No gap.
De Smet: Wind exposure derived from ingested design wind / climatology tiles.
Pearl Creek Colony: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
De Smet: 63/100 · Pearl Creek Colony: 56/100
De Smet is 7 points higher.
De Smet: Lightning exposure derived from ingested climatology tiles.
Pearl Creek Colony: Lightning exposure derived from ingested climatology tiles.
Tornado
De Smet: 35/100 · Pearl Creek Colony: 15/100
De Smet is 20 points higher.
De Smet: Tornado risk derived from NOAA SPC historical reports.
Pearl Creek Colony: Tornado risk derived from NOAA SPC historical reports.
Hail
De Smet: 61/100 · Pearl Creek Colony: 11/100
De Smet is 50 points higher.
De Smet: Hail risk derived from NOAA SPC historical reports.
Pearl Creek Colony: Hail risk derived from NOAA SPC historical reports.
Storm surge
De Smet: Unavailable · Pearl Creek Colony: Unavailable
A score difference cannot be calculated without both sources.
De Smet: Storm surge model is not available for this location yet.
Pearl Creek Colony: Storm surge model is not available for this location yet.
Wildfire
De Smet: 32/100 · Pearl Creek Colony: 35/100
Pearl Creek Colony is 3 points higher.
De Smet: Wildfire exposure derived from ingested fire potential tiles.
Pearl Creek Colony: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
De Smet: 20/100 · Pearl Creek Colony: 19/100
De Smet is 1 points higher.
De Smet: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Pearl Creek Colony: Air quality signal derived from the latest EPA AirNow combined AQI grid.