City vs city
Cottonwood vs Philip, SD
Philip currently scores 8 points higher overall than Cottonwood, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cottonwood: 25/100 · Philip: 33/100
Philip is 8 points higher.
Flood
Cottonwood: Unavailable · Philip: Unavailable
A score difference cannot be calculated without both sources.
Cottonwood: Flood model is not available for this location yet.
Philip: Flood model is not available for this location yet.
Wind
Cottonwood: 20/100 · Philip: 20/100
No gap.
Cottonwood: Wind exposure derived from ingested design wind / climatology tiles.
Philip: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cottonwood: 25/100 · Philip: 25/100
No gap.
Cottonwood: Lightning exposure derived from ingested climatology tiles.
Philip: Lightning exposure derived from ingested climatology tiles.
Tornado
Cottonwood: 8/100 · Philip: 38/100
Philip is 30 points higher.
Cottonwood: Tornado risk derived from NOAA SPC historical reports.
Philip: Tornado risk derived from NOAA SPC historical reports.
Hail
Cottonwood: 48/100 · Philip: 89/100
Philip is 41 points higher.
Cottonwood: Hail risk derived from NOAA SPC historical reports.
Philip: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cottonwood: Unavailable · Philip: Unavailable
A score difference cannot be calculated without both sources.
Cottonwood: Storm surge model is not available for this location yet.
Philip: Storm surge model is not available for this location yet.
Wildfire
Cottonwood: 44/100 · Philip: 29/100
Cottonwood is 15 points higher.
Cottonwood: Wildfire exposure derived from ingested fire potential tiles.
Philip: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Cottonwood: 32/100 · Philip: 32/100
No gap.
Cottonwood: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Philip: Air quality signal derived from the latest EPA AirNow combined AQI grid.