City vs city
Cloverleaf Colony vs Howard, SD
Howard currently scores 10 points higher overall than Cloverleaf Colony, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cloverleaf Colony: 29/100 · Howard: 39/100
Howard is 10 points higher.
Flood
Cloverleaf Colony: 0/100 · Howard: 4/100
Howard is 4 points higher.
Cloverleaf Colony: FEMA NFHL flood zones: 0 features intersect this tile.
Howard: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Cloverleaf Colony: 21/100 · Howard: 21/100
No gap.
Cloverleaf Colony: Wind exposure derived from ingested design wind / climatology tiles.
Howard: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cloverleaf Colony: 77/100 · Howard: 72/100
Cloverleaf Colony is 5 points higher.
Cloverleaf Colony: Lightning exposure derived from ingested climatology tiles.
Howard: Lightning exposure derived from ingested climatology tiles.
Tornado
Cloverleaf Colony: 19/100 · Howard: 77/100
Howard is 58 points higher.
Cloverleaf Colony: Tornado risk derived from NOAA SPC historical reports.
Howard: Tornado risk derived from NOAA SPC historical reports.
Hail
Cloverleaf Colony: 30/100 · Howard: 46/100
Howard is 16 points higher.
Cloverleaf Colony: Hail risk derived from NOAA SPC historical reports.
Howard: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cloverleaf Colony: Unavailable · Howard: Unavailable
A score difference cannot be calculated without both sources.
Cloverleaf Colony: Storm surge model is not available for this location yet.
Howard: Storm surge model is not available for this location yet.
Wildfire
Cloverleaf Colony: 34/100 · Howard: 34/100
No gap.
Cloverleaf Colony: Wildfire exposure derived from ingested fire potential tiles.
Howard: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Cloverleaf Colony: 20/100 · Howard: 20/100
No gap.
Cloverleaf Colony: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Howard: Air quality signal derived from the latest EPA AirNow combined AQI grid.