City vs city
Clear Lake vs Poinsett Colony, SD
Clear Lake currently scores 3 points higher overall than Poinsett Colony, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Clear Lake: 39/100 · Poinsett Colony: 36/100
Clear Lake is 3 points higher.
Flood
Clear Lake: 54/100 · Poinsett Colony: 96/100
Poinsett Colony is 42 points higher.
Clear Lake: FEMA NFHL flood zones: 6 features intersect this tile.
Poinsett Colony: FEMA NFHL flood zones: 14 features intersect this tile.
Wind
Clear Lake: 20/100 · Poinsett Colony: 20/100
No gap.
Clear Lake: Wind exposure derived from ingested design wind / climatology tiles.
Poinsett Colony: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Clear Lake: 48/100 · Poinsett Colony: 54/100
Poinsett Colony is 6 points higher.
Clear Lake: Lightning exposure derived from ingested climatology tiles.
Poinsett Colony: Lightning exposure derived from ingested climatology tiles.
Tornado
Clear Lake: 46/100 · Poinsett Colony: 4/100
Clear Lake is 42 points higher.
Clear Lake: Tornado risk derived from NOAA SPC historical reports.
Poinsett Colony: Tornado risk derived from NOAA SPC historical reports.
Hail
Clear Lake: 72/100 · Poinsett Colony: 22/100
Clear Lake is 50 points higher.
Clear Lake: Hail risk derived from NOAA SPC historical reports.
Poinsett Colony: Hail risk derived from NOAA SPC historical reports.
Storm surge
Clear Lake: Unavailable · Poinsett Colony: Unavailable
A score difference cannot be calculated without both sources.
Clear Lake: Storm surge model is not available for this location yet.
Poinsett Colony: Storm surge model is not available for this location yet.
Wildfire
Clear Lake: 13/100 · Poinsett Colony: 38/100
Poinsett Colony is 25 points higher.
Clear Lake: Wildfire exposure derived from ingested fire potential tiles.
Poinsett Colony: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Clear Lake: 20/100 · Poinsett Colony: 21/100
Poinsett Colony is 1 points higher.
Clear Lake: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Poinsett Colony: Air quality signal derived from the latest EPA AirNow combined AQI grid.