City vs city
Clear Lake vs Lake Poinsett, SD
Lake Poinsett currently scores 3 points higher overall than Clear Lake, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Clear Lake: 39/100 · Lake Poinsett: 42/100
Lake Poinsett is 3 points higher.
Flood
Clear Lake: 54/100 · Lake Poinsett: 90/100
Lake Poinsett is 36 points higher.
Clear Lake: FEMA NFHL flood zones: 6 features intersect this tile.
Lake Poinsett: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Clear Lake: 20/100 · Lake Poinsett: 20/100
No gap.
Clear Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lake Poinsett: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Clear Lake: 48/100 · Lake Poinsett: 57/100
Lake Poinsett is 9 points higher.
Clear Lake: Lightning exposure derived from ingested climatology tiles.
Lake Poinsett: Lightning exposure derived from ingested climatology tiles.
Tornado
Clear Lake: 46/100 · Lake Poinsett: 12/100
Clear Lake is 34 points higher.
Clear Lake: Tornado risk derived from NOAA SPC historical reports.
Lake Poinsett: Tornado risk derived from NOAA SPC historical reports.
Hail
Clear Lake: 72/100 · Lake Poinsett: 59/100
Clear Lake is 13 points higher.
Clear Lake: Hail risk derived from NOAA SPC historical reports.
Lake Poinsett: Hail risk derived from NOAA SPC historical reports.
Storm surge
Clear Lake: Unavailable · Lake Poinsett: Unavailable
A score difference cannot be calculated without both sources.
Clear Lake: Storm surge model is not available for this location yet.
Lake Poinsett: Storm surge model is not available for this location yet.
Wildfire
Clear Lake: 13/100 · Lake Poinsett: 36/100
Lake Poinsett is 23 points higher.
Clear Lake: Wildfire exposure derived from ingested fire potential tiles.
Lake Poinsett: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Clear Lake: 20/100 · Lake Poinsett: 20/100
No gap.
Clear Lake: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Lake Poinsett: Air quality signal derived from the latest EPA AirNow combined AQI grid.