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Direct answer
Is Hilton Head Island, SC safe from flooding?
Hilton Head Island has high flooding exposure in the stored long-term model (77/100).
City score
77/100
Level: high
P85-based state reference
43/100
Same hazard across SC.
Comparison
Hilton Head Island is 34 points above the state reference for this hazard.
Why this answer
FEMA NFHL flood zones: 19 features intersect this tile.
This answer uses stored long-term hazard scores and the statewide reference. It does not describe current conditions. Open the separate live page for available weather and alert signals, and follow official watches, warnings, and emergency guidance.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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