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National Index

Introducing the National Property Risk Index

A new HomeRiskIQ research index ranks U.S. cities and states by current physical and environmental property-risk exposure.

2026-05-104 min read

Normalized exposure scale

0-100

The National Property Risk Index is designed as a citation-friendly benchmark for comparing property exposure across U.S. cities and states.

The index combines long-horizon hazard baselines with current exposure signals across flood, wind, storm surge, hurricane-style exposure, tornado, hail, wildfire, AQI, and lightning.

HomeRiskIQ now keeps daily index readings so monthly movers, state reports, and event-based local risk studies can cite changes over time as comparison windows mature.