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City vs city

Homestead vs Philadelphia, PA

Homestead currently scores 8 points higher overall than Philadelphia, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Homestead

45/100

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Philadelphia

37/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Homestead: 45/100 · Philadelphia: 37/100

Homestead is 8 points higher.

Flood

Homestead: 76/100 · Philadelphia: 60/100

Homestead is 16 points higher.

Homestead: FEMA NFHL flood zones: 5 features intersect this tile.

Philadelphia: FEMA NFHL flood zones: 8 features intersect this tile.

Wind

Homestead: 18/100 · Philadelphia: 22/100

Philadelphia is 4 points higher.

Homestead: Wind exposure derived from ingested design wind / climatology tiles.

Philadelphia: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Homestead: 26/100 · Philadelphia: 37/100

Philadelphia is 11 points higher.

Homestead: Lightning exposure derived from ingested climatology tiles.

Philadelphia: Lightning exposure derived from ingested climatology tiles.

Tornado

Homestead: 19/100 · Philadelphia: 15/100

Homestead is 4 points higher.

Homestead: Tornado risk derived from NOAA SPC historical reports.

Philadelphia: Tornado risk derived from NOAA SPC historical reports.

Hail

Homestead: 100/100 · Philadelphia: 43/100

Homestead is 57 points higher.

Homestead: Hail risk derived from NOAA SPC historical reports.

Philadelphia: Hail risk derived from NOAA SPC historical reports.

Storm surge

Homestead: Unavailable · Philadelphia: Unavailable

A score difference cannot be calculated without both sources.

Homestead: Storm surge model is not available for this location yet.

Philadelphia: Storm surge model is not available for this location yet.

Wildfire

Homestead: 36/100 · Philadelphia: 36/100

No gap.

Homestead: Wildfire exposure derived from ingested fire potential tiles.

Philadelphia: Wildfire exposure derived from ingested fire potential tiles.

Current air quality

Homestead: 40/100 · Philadelphia: 46/100

Philadelphia is 6 points higher.

Homestead: Air quality signal derived from the latest EPA AirNow combined AQI grid.

Philadelphia: Air quality signal derived from the latest EPA AirNow combined AQI grid.