City vs city
Harborcreek Township vs Oil City, PA
Oil City currently scores 3 points higher overall than Harborcreek Township, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Harborcreek Township: 30/100 · Oil City: 33/100
Oil City is 3 points higher.
Flood
Harborcreek Township: 77/100 · Oil City: 72/100
Harborcreek Township is 5 points higher.
Harborcreek Township: FEMA NFHL flood zones: 7 features intersect this tile.
Oil City: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Harborcreek Township: 18/100 · Oil City: 18/100
No gap.
Harborcreek Township: Wind exposure derived from ingested design wind / climatology tiles.
Oil City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Harborcreek Township: 25/100 · Oil City: 34/100
Oil City is 9 points higher.
Harborcreek Township: Lightning exposure derived from ingested climatology tiles.
Oil City: Lightning exposure derived from ingested climatology tiles.
Tornado
Harborcreek Township: 8/100 · Oil City: 8/100
No gap.
Harborcreek Township: Tornado risk derived from NOAA SPC historical reports.
Oil City: Tornado risk derived from NOAA SPC historical reports.
Hail
Harborcreek Township: 16/100 · Oil City: 35/100
Oil City is 19 points higher.
Harborcreek Township: Hail risk derived from NOAA SPC historical reports.
Oil City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Harborcreek Township: Unavailable · Oil City: Unavailable
A score difference cannot be calculated without both sources.
Harborcreek Township: Storm surge model is not available for this location yet.
Oil City: Storm surge model is not available for this location yet.
Wildfire
Harborcreek Township: 35/100 · Oil City: 26/100
Harborcreek Township is 9 points higher.
Harborcreek Township: Wildfire exposure derived from ingested fire potential tiles.
Oil City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Harborcreek Township: 33/100 · Oil City: 36/100
Oil City is 3 points higher.
Harborcreek Township: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Oil City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.