City vs city
Harborcreek Township vs Lock Haven, PA
Lock Haven currently scores 6 points higher overall than Harborcreek Township, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Harborcreek Township: 30/100 · Lock Haven: 36/100
Lock Haven is 6 points higher.
Flood
Harborcreek Township: 77/100 · Lock Haven: 80/100
Lock Haven is 3 points higher.
Harborcreek Township: FEMA NFHL flood zones: 7 features intersect this tile.
Lock Haven: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Harborcreek Township: 18/100 · Lock Haven: 19/100
Lock Haven is 1 points higher.
Harborcreek Township: Wind exposure derived from ingested design wind / climatology tiles.
Lock Haven: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Harborcreek Township: 25/100 · Lock Haven: 21/100
Harborcreek Township is 4 points higher.
Harborcreek Township: Lightning exposure derived from ingested climatology tiles.
Lock Haven: Lightning exposure derived from ingested climatology tiles.
Tornado
Harborcreek Township: 8/100 · Lock Haven: 4/100
Harborcreek Township is 4 points higher.
Harborcreek Township: Tornado risk derived from NOAA SPC historical reports.
Lock Haven: Tornado risk derived from NOAA SPC historical reports.
Hail
Harborcreek Township: 16/100 · Lock Haven: 53/100
Lock Haven is 37 points higher.
Harborcreek Township: Hail risk derived from NOAA SPC historical reports.
Lock Haven: Hail risk derived from NOAA SPC historical reports.
Storm surge
Harborcreek Township: Unavailable · Lock Haven: Unavailable
A score difference cannot be calculated without both sources.
Harborcreek Township: Storm surge model is not available for this location yet.
Lock Haven: Storm surge model is not available for this location yet.
Wildfire
Harborcreek Township: 35/100 · Lock Haven: 43/100
Lock Haven is 8 points higher.
Harborcreek Township: Wildfire exposure derived from ingested fire potential tiles.
Lock Haven: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Harborcreek Township: 33/100 · Lock Haven: 34/100
Lock Haven is 1 points higher.
Harborcreek Township: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Lock Haven: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.