City vs city
Girard vs Northwest Harborcreek, PA
Northwest Harborcreek currently scores 7 points higher overall than Girard, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Girard: 23/100 · Northwest Harborcreek: 30/100
Northwest Harborcreek is 7 points higher.
Flood
Girard: 30/100 · Northwest Harborcreek: 77/100
Northwest Harborcreek is 47 points higher.
Girard: FEMA NFHL flood zones: 3 features intersect this tile.
Northwest Harborcreek: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Girard: 18/100 · Northwest Harborcreek: 18/100
No gap.
Girard: Wind exposure derived from ingested design wind / climatology tiles.
Northwest Harborcreek: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Girard: 26/100 · Northwest Harborcreek: 25/100
Girard is 1 points higher.
Girard: Lightning exposure derived from ingested climatology tiles.
Northwest Harborcreek: Lightning exposure derived from ingested climatology tiles.
Tornado
Girard: 15/100 · Northwest Harborcreek: 8/100
Girard is 7 points higher.
Girard: Tornado risk derived from NOAA SPC historical reports.
Northwest Harborcreek: Tornado risk derived from NOAA SPC historical reports.
Hail
Girard: 37/100 · Northwest Harborcreek: 16/100
Girard is 21 points higher.
Girard: Hail risk derived from NOAA SPC historical reports.
Northwest Harborcreek: Hail risk derived from NOAA SPC historical reports.
Storm surge
Girard: Unavailable · Northwest Harborcreek: Unavailable
A score difference cannot be calculated without both sources.
Girard: Storm surge model is not available for this location yet.
Northwest Harborcreek: Storm surge model is not available for this location yet.
Wildfire
Girard: 4/100 · Northwest Harborcreek: 35/100
Northwest Harborcreek is 31 points higher.
Girard: Wildfire exposure derived from ingested fire potential tiles.
Northwest Harborcreek: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Girard: 33/100 · Northwest Harborcreek: 33/100
No gap.
Girard: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Northwest Harborcreek: Air quality signal derived from the latest EPA AirNow combined AQI grid.