City vs city
Bellefonte vs Lock Haven, PA
Lock Haven currently scores 6 points higher overall than Bellefonte, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bellefonte: 30/100 · Lock Haven: 36/100
Lock Haven is 6 points higher.
Flood
Bellefonte: 68/100 · Lock Haven: 80/100
Lock Haven is 12 points higher.
Bellefonte: FEMA NFHL flood zones: 3 features intersect this tile.
Lock Haven: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Bellefonte: 19/100 · Lock Haven: 19/100
No gap.
Bellefonte: Wind exposure derived from ingested design wind / climatology tiles.
Lock Haven: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bellefonte: 24/100 · Lock Haven: 21/100
Bellefonte is 3 points higher.
Bellefonte: Lightning exposure derived from ingested climatology tiles.
Lock Haven: Lightning exposure derived from ingested climatology tiles.
Tornado
Bellefonte: 4/100 · Lock Haven: 4/100
No gap.
Bellefonte: Tornado risk derived from NOAA SPC historical reports.
Lock Haven: Tornado risk derived from NOAA SPC historical reports.
Hail
Bellefonte: 12/100 · Lock Haven: 53/100
Lock Haven is 41 points higher.
Bellefonte: Hail risk derived from NOAA SPC historical reports.
Lock Haven: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bellefonte: Unavailable · Lock Haven: Unavailable
A score difference cannot be calculated without both sources.
Bellefonte: Storm surge model is not available for this location yet.
Lock Haven: Storm surge model is not available for this location yet.
Wildfire
Bellefonte: 46/100 · Lock Haven: 43/100
Bellefonte is 3 points higher.
Bellefonte: Wildfire exposure derived from ingested fire potential tiles.
Lock Haven: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bellefonte: 38/100 · Lock Haven: 34/100
Bellefonte is 4 points higher.
Bellefonte: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Lock Haven: Air quality signal derived from the latest EPA AirNow combined AQI grid.